Why Choose NIMDA

Built on Trust, Driven by Community

As a co-operative society, we prioritize our members' financial well-being above all else.

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Member-Owned

Your Success is Our Success

Unlike traditional banks, we're owned by our members. Every decision we make is focused on serving your best interests and helping you achieve your financial goals.

  • icon Democratic governance - one member, one vote
  • icon Profits returned to members through dividends
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Financial Products

Savings & Investment Solutions

Choose from our range of deposit schemes designed to help you save and grow your wealth.

savings
Savings Account

Secure your money with competitive interest rates and easy access to your funds whenever you need them.

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fixed deposit
Fixed Deposit

Earn guaranteed returns with our fixed deposit schemes. Choose flexible tenures from 6 months to 5 years.

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recurring deposit
Recurring Deposit

Build your savings systematically with monthly deposits and earn attractive interest on your accumulated amount.

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Credit Solutions

Affordable Loans for Every Need

Access quick and affordable credit for personal needs, business growth, education, or emergencies. We offer competitive interest rates and flexible repayment options.

  • icon Personal loans up to ?5 lakhs
  • icon Business loans for entrepreneurs and MSMEs
  • icon Education loans for higher studies
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Membership Benefits

More Than Just Banking

Enjoy exclusive benefits and privileges as a valued member of NIMDA Credit Co-operative Society.

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Higher Interest Rates

Earn more on your deposits compared to traditional banks.

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Lower Loan Rates

Access credit at competitive interest rates with minimal processing fees.

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Annual Dividends

Share in the society's profits through annual dividend distributions.

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Financial Education

Free workshops and seminars on financial planning and literacy.

Ready to Join Our Community?Start Your Journey Today

Become a member and experience the difference of co-operative banking.